Summary of the Problem: A bank client wanted to send a huge amount of money via bank transfer to his wife’s account, while the client was busy answering a mobile call, he gave the bank employee the wrong number of another accountholder unknown to the client, the bank made the bank transfer to the wrong account and the accountholder to whom the amount has been wrongly transferred withdrew the amount. The client and his wife discovered the occurrence of the wrong transfer and started to yell. The important question is: How to help this client to correct the error and restore his money which has been withdrawn by the accountholder to whose account the amount has been wrongly transferred?
Summary of the Solution: The client can take the requested legal and banking procedures to correct the error and restore his money on his own if he can do so; otherwise, he can appoint a lawyer or financial consultant as the case may be to take such procedures, we can help with providing a solution to the problem through clarifying the requested legal and banking procedures applicable in many countries as follows:
It is proved that the wrong bank transfer has been caused by the client and that there is no error on the side of the bank; however, correcting the error and restoring the wrongly transferred amount can be made through taking the following banking and legal procedures:
Firstly: The bank shall help the client through providing the client with the mobile number of the accountholder to whose account the amount has been wrongly transferred
Secondly: The Client shall contact the accountholder to whose account the amount has been wrongly transferred or meet him\her and request him\her to return the amount within three days (for example) and this shall be proved by recorded call or witnesses or through legal notice prepared by a lawyer or financial consultant, if the said person returned the money, the client’s problem will be solved amicably.
Thirdly: If the three-day period passed without returning the money to the client or the accountholder to whose account the amount has been wrongly transferred refused to return the amount, the client shall file a criminal possession case against him\her and his criminal case will be a 100% win-win case, and thereby the problem will be legally solved. Under all circumstances, the problem will be solved and the husband and his wife will laugh and say at end of the day: one laughter in the air is better than any medicine or healthcare.
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